PROTECTING YOUR INDEPENDENCE
Plan for care before you need it.
Long-term care insurance protects your savings, your dignity, and your family from the devastating financial burden of extended care.
Why Plan for Long-Term Care?
The cost of long-term care is one of the largest unplanned expenses retirees face. Without a plan, a prolonged care need can rapidly deplete a lifetime of savings — and leave family members in a difficult emotional and financial position.
Dolland Insurance helps you evaluate all available options — traditional LTC policies, hybrid life/LTC plans, and Medicaid planning strategies — so you can make an informed decision while you still have full choices available to you.
Our Long-Term Care Solutions
Traditional LTC Insurance
Dedicated long-term care policies that cover home care, assisted living, and nursing home costs.
Hybrid Life/LTC Policies
Life insurance with an LTC rider — your benefit is used for care if needed, or paid to heirs as a death benefit.
Group Long-Term Care
Employer-sponsored group LTC plans offering simplified underwriting and lower premiums for your team.
Medicaid Planning
Medicaid-compliant annuities and strategies to help preserve assets while qualifying for Medicaid benefits.
What is your plan?
Frequently Asked Questions
Ready to simplify your planning?
Get clear, side-by-side options from an insurance broker who works for you — not an insurance company.