GUARANTEED RETIREMENT INCOME
Turn Savings Into a Paycheck for Life
Income annuities convert a portion of your savings into a guaranteed stream of income you cannot outlive — no matter how long retirement lasts.
A contract that pays you — guaranteed
An annuity is a financial product issued by an insurance company. You make a lump-sum payment or series of contributions, and in return the insurer guarantees a regular income — starting immediately or at a future date you choose. Unlike market investments, annuities protect you from loss and give you certainty.
The core promise: you cannot outlive the income.
Immediate or deferred — your choice
Immediate Income Annuity
Begin receiving guaranteed payments almost right away — ideal if you're retiring now and need income immediately.
Deferred Income Annuity
Lock in future payments today at a higher guaranteed rate — perfect for building an income floor for retirement years ahead.
Who benefits most from an income annuity
Income annuities work best for those who want to eliminate the guesswork of retirement spending. If you worry about outliving your savings, want to supplement Social Security, or need a guaranteed floor to cover fixed expenses, an income annuity may be the missing piece of your plan.
You worry about outliving your retirement savings
You want a guaranteed paycheck to supplement Social Security
You need a guaranteed income floor to cover fixed expenses
You want to reduce reliance on market performance for essential income
Ready to build your guaranteed income plan?
A Dolland advisor will compare top-rated carriers side by side and explain every option in plain language — no pressure, no jargon.